Inheritance and Estate Planning – ...
Planning what will happen to your estate when you’re gone is not something most people want to spend must time on. The fact is, that a well-planned estate can help your next of kin settle your affairs quickly and efficiently when the time comes – which will make it easier on them in what will inevitably be a very hard time. Below you’ll find a simple guide to what you need to know about inheritance and estate planning. What happens if I don’t have a will? If you don’t have a will, the ‘rules of intestacy’ determines that your...
5 Credit Card Traps You Need To Avoid
In 2009, President Obama signed the Credit Card Accountability, Responsibility and Disclosure Act. The purpose of the CARD Act is to protect consumers against credit card woes. However, this is not enough for consumers to let their guard down when dealing with credit cards. Credit card companies are always devising new ways to influence their clients to spend more than is necessary. This is the reason why most credit card users are constantly dealing with issues such as repairing bad credit and increasing their credit score. The following are five credit card traps to...
Government Programs You Might Not Be Awa...
If you’re on a low income in the United States, there’s a chance you might qualify for a number of benefits. Traditionally, many have believed that the welfare state in America has been small, and while this might remain true, there are still many different ways the Government can help you. Whilst schemes like Medicaid and Food Stamps might be well known, there are other options with regards to getting financial aid and support from federal and state Government. Home Buying Loans Since 1934, FHA loans have been helping people across America become homeowners....
Infographic: Christmas Shopping Habits D...
Pretty cool holiday infographic: Christmas Shopping Habits During The Recession
Four Ways To Protect Yourself From Credi...
Credit card fraud is a major problem in the world today with many victims falling prey to these fraudsters. Statistics show that in the year 2011 alone approximately 8 million people fell victim to credit card fraud in the US alone. This is quite a chilling statistic knowing very well that the number is increasing every single year. The bad thing about it is that most of these victims ended up paying money to the credit card companies in order to maintain their good credit score. Although this situation is quite unfortunate it does not have to be this way. With the right...
What Can Investors Do to Reduce Their Ta...
With the possibility of major tax rate hikes coming up in 2013, many investors are wondering what they can do to reduced their tax liability. To be clear, there are no ethical or legal ways to eliminate paying your fair share of taxes. However, there are strategies that you can use to reduce your financial obligation. It is also important to note that this article provides some general guidelines, but you should also always review your specific plans with a professional tax advisor. Capital Gains & Losses Overview When you sell one of your commodities for a profit,...
